Have your say: Your take on 2009

The year 2009 is coming to an end and it is time to review.

What has been your biggest mistake this year?

What moment of regret or embarrassment stands out for you in 2009?

How do you see the world changing in the coming decade? Will there be more peace, better environment and safer financial systems? Or will the troubles of the past decade bleed onto the future?

Share your experiences and thoughts with us. Send us your thoughts by using the "Post a comment" link below.