CALCULATOR
Dubai continues to attract professionals, entrepreneurs, and families from around the world — but what does it actually cost to live in one of the world’s most dynamic cities?
As more people consider relocating or setting up their base in the emirate, understanding the cost of living becomes essential. From rent and groceries to transport and schooling, Dubai offers a wide spectrum of options to suit different lifestyles and budgets — it’s important to know what to expect.
Dubai’s housing market offers a wide range of rental prices depending on location and property type. In central areas like Downtown Dubai or Business Bay, the average rent for a 1-bedroom apartment ranges between AED 105,000 and AED 115,000 per year, while a 2-bedroom apartment can cost between AED 138,000 and AED 188,000 annually. In contrast, more suburban neighborhoods such as Jumeirah Village Circle (JVC) offer significantly more affordable options — 1-bedroom units typically rent for AED 60,000 to AED 100,000 per year, and 2-bedroom apartments range from AED 90,000 to AED 140,000. These variations make it possible for both high-end and budget-conscious renters to find suitable accommodation.
Utility costs in Dubai vary based on the size of your home and usage, especially for air conditioning, which runs year-round. On average, residents can expect to pay between AED 500 and AED 1,200 per month for electricity, water, and cooling in a 1-bedroom apartment. Internet packages start at approximately AED 300 per month, with major providers offering bundled services that include TV and landline options.
Grocery expenses in Dubai also vary depending on dietary habits and family size. A single person can expect to spend between AED 800 and AED 1,200 monthly on groceries. A family of four typically spends between AED 3,000 and AED 4,000 per month. Staple items are moderately priced: a liter of milk costs about AED 6.5–8.5, bread is AED 5–7, and a dozen eggs cost AED 9–12. Supermarkets like Carrefour, Lulu, and Union Coop are popular for offering budget-friendly options.
Dubai is home to a wide array of private schools catering to expat families. Annual tuition fees range from AED 12,700 for budget schools to as high as AED 64,000 for premium institutions. Education authorities have approved a fee increase of up to 2.35% for the 2025–26 academic year. Factors such as curriculum (British, IB, American, etc.) and school location significantly influence fees, so families are advised to research thoroughly before enrolling their children.
Most employers in Dubai provide health insurance to employees, which typically covers basic medical needs. However, for those seeking private healthcare, costs can add up. A visit to a general practitioner usually ranges from AED 150 to AED 500, while specialists may charge AED 300 to AED 700. Emergency home visits or treatments can cost between AED 700 and AED 1,500. While UAE nationals have access to free public healthcare, expats rely heavily on employer insurance or private plans.
A monthly salary of AED 10,000 to AED 15,000 is generally considered sufficient for a single person to live comfortably, cover expenses, and still manage some savings.
No. There is no personal income tax in Dubai, which makes it an attractive destination for many professionals.
While certain aspects like housing or school fees can be high, Dubai is around 37.7% cheaper to live in than cities like London. Strategic budgeting makes living here more manageable.
Healthcare is free for UAE nationals. Expats must have health insurance, either through their employer or a private provider, to access medical services affordably.
Yes. With affordable housing options, efficient public transport, and competitive grocery prices, it’s possible to live in Dubai on a modest budget.
Absolutely. Many residents save money by tracking expenses, avoiding debt, and making smart lifestyle choices. The absence of income tax also contributes to stronger saving potential.
This Cost of Living Calculator is provided as a general tool to help users estimate their monthly expenses in Dubai. The calculations are based on average costs and may not reflect actual expenses for individual circumstances. The cost may vary based on personal preference.