ALWAYS THAT FINE BALANCE BETWEEN SAVING – AND THE NEED TO BREAK INTO IT: UAE residents – and they are not alone – are caught in the dilemma. About committing to regular savings top up, and then having to decide whether they should break into those savings to meet that loan payment or settle the outstanding on their credit card bills. There are never easy solutions to these, as inflation countering rate hikes add more amounts to the monthly payments. And by extension, less of those meant to go into savings. For the salaried ones, it will always be about getting better in making the dirhams stretch more. And when it comes to savings, to decide what your risk appetite should be. It will be never be an easy tightrope to walk on… (By Manoj Nair, Business Editor)