YOU CREDIT HISTORY MATTERS – EVEN MORE NOW: UAE consumers can’t afford to turn lax on any of their outstanding payments, whether it’s on the credit card, a cheque commitment, or paying off the month’s electricity, water and telecom bills. Because everything is going into the mix that will decide your credit score – and by extension, whether you are good enough to take out a new loan. Not just that, any interaction related to rentals – or even property buys – come into play based on what your credit score says about you. At a time when inflation-linked costs are taking out bigger bites of your income, not missing out on any payments becomes even more of a necessity. That credit score will define where you stand. (By Manoj Nair, Business Editor)