UAE savers rise 37% as National Bonds funds cross Dh18 billion

Dubai: Regular savers in the UAE rose by 37% in 2025 compared to the previous year, signalling a shift towards long-term financial planning among residents.

The Sharia-compliant savings and investment company said bondholders’ funds crossed Dh18 billion, up 14% year on year, with returns of up to 4.45% distributed to customers.

Growth across segments

Demand extended beyond individuals. Corporate liquidity and treasury solutions rose 28%, showing continued interest from businesses in stable cash management options.

Participation spans retail savers, high-net-worth individuals and corporates, indicating broader adoption of savings and investment products.

Khalifa Al Daboos, Chairman of National Bonds, said, “The UAE continues to set a global example of resilience, adaptability, and forward-looking vision.”

Customer base expands

More than one million customers have used National Bonds’ savings and investment products over time, with growth supported by repeat participation and new account openings.

Mohammed Qasim Al Ali, Group CEO, said, “Surpassing Dh18 billion in bondholders' funds is a clear reflection of consistent and sustained growth driven by strong customer confidence.”

Digital savings activity rose 72%, reflecting increased use of online platforms to manage savings. Sales to female customers increased 11.33%, with their portfolio rising by nearly Dh290 million in 2025.

Market role

The company’s sukuk platform has facilitated over Dh237 billion in transactions since inception, supporting liquidity in the Islamic finance market.

Since launch, National Bonds has distributed more than Dh4 billion in returns and rewards and created 232 millionaires through its programmes.