Excellence Awards: Jaya Ratnani – Debt doctor on call

Jaya Ratnani of FREED Financial Services is better known as a debt doctor. She helps people take care of their debt ailments by finding a cure. Everyone’s diagnosis and cases are different, so she understands their needs one-on-one, before working on a cure or solution.

With more than 17 years of experience in the financial services industry, she specialises in corporate and real estate-backed debt management, debt collection, sales and people management. Her extensive career spans the banking, real estate and hospitality sectors, providing her with a comprehensive understanding of various financial landscapes.

As a dynamic and results-driven entrepreneur as well as a seasoned professional in remedial risk, loss containment, credit policy, business development, and customer relationship management, Jaya has developed a multifaceted skill set that is crucial for addressing complex debt issues. Her deep expertise allows her to craft win-win solutions for both borrowers and lenders, prioritising workable strategies for successful resolutions.

In her role as Managing Partner of FREED Financial Services, an exclusive corporate and real estate-backed debt management company, Jaya leads a team of experts dedicated to representing borrowers. They structure the best possible solutions with banks without resorting to legal procedures. The fees for the services are based on a you-win-you-pay strategy.

She adeptly navigates the complexities of corporate and real estate-backed debt, ensuring the best possible outcomes for both lenders and borrowers. Jaya’s proven track record of success and her innovative approach to debt management positions her as a leading expert in the field.

Jaya is a dedicated professional whose vast experience and personalised approach have earned her a reputation as a trusted advisor in the financial services industry.

Her work at FREED Financial Services continues to make a significant impact, helping individuals find effective solutions for their corporate and real estate-backed debt challenges.