AC Bank Global, a trusted bank, born in Japan

AC Bank has been recognised for redefining wealth management in the UAE. What specific innovations or strategies have you implemented to differentiate the bank in this space?

At AC Bank, we set ourselves apart by offering exceptional fixed deposit products, featuring up to 9 per cent annual compound interest and flexible annual interest payout structures. These are designed to serve both conservative savers and those seeking passive income. In addition, we open the door to exclusive ownership-based investment opportunities in global real estate and operating businesses.

Our roots in educational technology shape our commitment to investor education — we provide specialised financial literacy programmes tailored for the next generation, and arrange curated investment tours through our in-house travel company, allowing clients to see and experience their investments first-hand.

How does AC Bank tailor its services to meet the unique needs of its diverse clientele in the UAE, and what role does personalisation play in your business model?

Our approach is grounded in the Japanese philosophy of “Omotenashi” — offering thoughtful, personalised service that anticipates client needs. We serve a diverse clientele across the UAE, including high-net-worth individuals, multi-generational families, and emerging investors.

To further this commitment, our affiliated company, Acseed Travel and Tourism LLC, is the first Japanese-owned travel agency offering outbound travel packages to Japan in the region. It delivers high-quality, custom-designed travel packages specialised to Japan, enriching our clients’ cultural experiences and strengthening long-term relationships through shared values and trust.

In what ways are AC Bank leveraging digital transformation to enhance client experiences and streamline wealth management offerings?

In line with modern expectations, we have developed a secure, intelligent digital ecosystem that empowers clients to manage their portfolios with convenience and confidence. From streamlined digital onboarding and goal-oriented advisory tools to encrypted access to account data, we ensure that clients enjoy full control over their financial journey — anytime, anywhere. This technology-first approach reflects our dedication to blending tradition with innovation in wealth management.

With ESG-focused investing on the rise, how is AC Bank incorporating sustainability and ethical investment principles into its advisory approach?

AC Bank embraces a strong ESG philosophy, placing transparency, ethical governance, and sustainable value creation at the core of our investment strategies.

We advise our clients with a long-term, socially responsible outlook. Moreover, we allocate part of our revenue to global impact initiatives, including funding for specialised care programmes for children who came from street living and disorder families in underserved regions of Africa. By banking with us, clients participate in a broader mission — fostering personal wealth while making a measurable difference in the world.

What are your strategic priorities for AC Bank over the next five years, and how do you envision its role evolving in the region’s financial ecosystem?

Looking ahead, our strategic vision for the next five years focuses on expanding cross-border investment opportunities and enhancing experiential financial services. Through our travel arm, we aim to offer more on-site investment inspections and immersive global exposure. This unique blend of finance and experience not only empowers clients to invest wisely, but also to grow with deeper insight, purpose, and connection across borders.

As a final note, we would like to emphasise that AC Bank is part of the Acseed Global Group — a Japanese-owned group committed to redefining wealth creation from the UAE, under the ethical and forward-looking mission of “Bringing the world closer.”

We believe that a company is a public entity that exists to make society better, and from our base in the UAE, we are delivering services that reflect this responsibility on a global scale. If our mission resonates with you, we welcome your inquiries at contact@acbankdubai.com