Raita or yoghurt-based dip

1. Prepare the garnish first: chop the tomato, onion and cucumber and set aside.

2. Mix all the remaining ingredients together until well blended: 250 gm yoghurt, salt, red chili powder, cumin powder, ginger-garlic paste and black pepper. Add half of the garnish and stir in well.

3. Pour into a serving bowl with the remaining garnish arranged on top and serve well chilled.