Abu Dhabi court orders borrower to repay Dh646,000 in bank debt

Court concluded that the borrower had breached his obligations by failing to make payments

Last updated: August 20, 2025 | 11:04

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The Abu Dhabi Commercial Court of First Instance has ordered a man to pay a bank Dh646,000 after defaulting on a loan and credit card debt, ruling that he had failed to meet his contractual repayment obligations.

Court documents show that the bank filed a lawsuit seeking Dh641,000 in unpaid facilities, along with Dh20,000 in compensation and recovery of legal fees. The bank argued that the borrower had obtained financing under a Murabaha agreement (Islamic sharia- sales contract) valued at Dh613,979, in addition to a credit card, but had stopped making payments shortly after taking out the facilities.

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An expert report submitted to the court confirmed that the borrower’s total outstanding debt amounted to Dh641,495. The bank had obtained legally recognised guarantees, including salary certificates and cheques, and was found to have met all required procedures.

In its judgment, the court concluded that the borrower had breached his obligations by failing to make regular payments, which caused the bank financial harm by preventing it from recovering and investing its funds.

The court ordered the borrower to repay Dh641,495 to the bank, an additional Dh5,000 in compensation, and cover legal fees. Other claims made by the bank were dismissed.

Khitam Al Amir

With over 30 years of journalistic experience spanning from Jordan to the UAE, Khitam has spent the past 22 years reporting on national and regional news from Dubai, with a strong focus on the UAE, GCC and broader Arab affairs. As Chief News Editor, she brings extensive expertise in delivering breaking and engaging news to readers. Beginning her tenure as a translator, she advanced through roles as Senior Translator and Chief Translator before transitioning to editorial positions, culminating in her current leadership role. Her responsibilities encompass monitoring breaking news across the UAE and the broader Arab region, ensuring timely and accurate dissemination to the public. Born into a family of journalists, Khitam's passion for news was ignited early in life. A defining moment in her youth occurred in September 1985 when she had the opportunity to converse with the late British Prime Minister Margaret Thatcher during her visit to a Palestinian refugee camp north of Amman. During this encounter, Khitam shared her family's experiences of displacement from their home in Palestine and their subsequent refuge in Jordan. This poignant interaction not only deepened her understanding of geopolitical issues but also solidified her commitment to pursuing a career in journalism, aiming to shed light on the stories of those affected by regional conflicts. Khitam’s commitment to accurate and timely reporting drives her to seek out news that interests readers, making her a trusted source for news on the UAE and the broader Gulf region.

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