Chasing Big Ticket or UAE raffle dream? Here’s how Dh100 a month can make your dreams come true

Pooling Dh100 monthly in UAE lotteries sparks hope, but there's another way to make money

Last updated:
Lekshmy Pavithran, Assistant Online Editor
4 MIN READ
Dreaming of a Big Ticket win? Whether raffles, gold savings, or travel, small amounts grow over time.
Dreaming of a Big Ticket win? Whether raffles, gold savings, or travel, small amounts grow over time.
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Dubai: Every month, thousands of UAE residents team up with friends or colleagues to try their luck in popular lotteries like the Big Ticket Abu Dhabi, Dubai Duty Free raffle, The UAE lottery or other lucky draws. It’s a familiar routine: pool Dh100 each, split the ticket, and hope your group hits the jackpot.

In the UAE, it’s more than just a game—playing the Big Ticket or Dubai Duty Free raffle is a ritual for many. Friends, office colleagues, and even entire building groups often chip in Dh100 each, dreaming of that life-changing call.

And for some, the dream finally comes true.

Take Dennis Mallari, a Dubai-based Filipino photographer, who’s been playing since 2012. In July, he won Dh50,000 in Big Ticket Abu Dhabi’s weekly e-draw. “It’s not the jackpot yet,” he says, “but it’s a sign I’m getting closer to my dream home.”

Babulal Gautam, a 68-year-old Mumbai resident and former Sharjah shop owner, spent 10 years chasing luck. In June, it paid off with a Dh150,000 win. That same month, a Tunisian expat in Ajman and three Keralites also took home the prize after years of persistence.

But while some stories end in smiles, many others keep waiting for their big break. 

The harsh reality: Most never win

It’s fun. It builds hope. Sometimes it even delivers. But for many, the thrill fades after years of buying without a win.

If you’ve been spending Dh100–500 every month for years, that adds up to tens of thousands—often with no return.

So here’s a question: What else can that Dh100 do for you?

Dh100 a month: Small today, big tomorrow

Contributing Dh100 a month to a lottery pool means:

  • Dh1,200 per year

  • Dh6,000 over five years

Now imagine putting that money into a gold savings plan, monthly deposit, or investment account instead.

What it could become:

  • Gold schemes: Gold prices have shown steady growth; small contributions add up.

  • Savings plans: Many UAE banks offer low-entry fixed savings options ideal for expats.

  • Investment tools: SIPs (Systematic Investment Plans) or ETFs offer compound returns—even on modest sums.

5 trips your Dh100 a month could unlock

Swap that Dh100 monthly spend for memories that last. Over five years, you’ll save Dh6,000 — enough for exciting trips and new experiences.

With Dh6,000, you could book round-trip flights and hotels for two to destinations like Baku or Bohol. A small saving now can unlock big adventures later.

Here’s what it could get you:

  • Trip for two to Georgia or Baku, including flights and hotel

  • 7-day solo adventure in Thailand or Sri Lanka

  • Short couple’s getaway to Turkey, Egypt, or Armenia

  • Three UAE staycations in Ras Al Khaimah or Fujairah

  • Annual flights to India, the Philippines, or Pakistan for family visits

Over time, this creates a second win: steady financial security—or cherished experiences—even if luck doesn’t strike. 

Keep playing—but invest too

Winning the lottery is thrilling—and persistence can pay off. Whether it takes two months, like Praveen Arun Tellis, or decades like Jaffar Motiwala, the dream keeps hope alive.

But while you’re buying that shared Big Ticket or UAE lottery, consider setting aside another Dh100 toward your future.

Because while luck is uncertain, smart investing always compounds

How to best invest Dh100, Dh500, Dh1,000, and Dh5,000

Building an investment portfolio doesn’t require a fortune; you can start with just a few hundred dirhams. Automation tools like savings apps help consistently set aside money.

Dh100 to Dh500:

  • Safe bets include bank deposits or bonds like National Bonds’ Sharia-compliant Saving Certificates, which start from Dh100.

  • For higher returns, consider ETFs, which have low management fees but transaction costs—discount brokers or less frequent investing can reduce these fees.

Larger investments and dividends:

  • Historically, reinvesting dividends in dividend stocks or index funds significantly boosts returns over time.

For example, Dh10,000 invested in 1960 could grow to over Dh2.4 million with dividends reinvested, compared to Dh431,397 without dividends.

Key advice:

  • Choose investment fees carefully, especially when investing smaller amounts.

  • Start early, invest regularly, and use automation to build wealth steadily.

It’s not either/or—it can be both

This isn’t about giving up the dream. Buying a shared Big Ticket with friends is a tradition, a thrill, and a bonding moment.

But many residents now balance that habit by also putting money into options that grow consistently—so even if luck doesn’t strike, their money still works.

Think of it this way:

  • Keep that Dh100 Big Ticket share if it brings you joy.

  • Also set aside another Dh100 for your future—in gold, savings, or low-risk investments.

Let your money do more than just hope

Not all wins come in millions. Sometimes building wealth slowly and steadily is the real prize.

Whether it’s a holiday fund, future home deposit, or child’s education plan, your monthly lottery budget can be a powerful tool—not just a hopeful one. 

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