Dubai homebuyers get new mortgage option for Nakheel and Meraas homes

CBD and Dubai Holding Real Estate launch financing for off-plan and ready homes

Last updated: June 10, 2026 | 12:48

Nivetha Dayanand, Assistant Business Editor

2 MIN READ

Cranes at a construction site are silhouetted against Burj Khalifa, the world’s tallest building and the Dubai skyline, on May 13, 2026.

AFP-GIUSEPPE CACACE

Dubai: Dubai Holding Real Estate has partnered with Commercial Bank of Dubai to launch a new home financing programme for eligible UAE nationals and residents buying properties across Nakheel, Meraas and Dubai Properties.

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The programme covers qualified off-plan and completed villas and apartments across Dubai Holding Real Estate’s portfolio and offers both conventional and Islamic financing options, subject to eligibility and approval.

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The scheme is aimed at giving buyers earlier clarity on their borrowing capacity, faster digital pre-approval and dedicated mortgage support during the purchase process.

Financing from 30% construction stage

A key feature of the programme is that eligible customers can access financing from the 30% construction stage once they have met the 50% payment threshold.

This gives off-plan buyers more certainty before handover and allows them to plan their remaining payments with a clearer view of their financing options.

The programme also includes fixed and variable rate options, preferential rates, fee structures and selected premium banking benefits for qualifying customers.

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Support for salaried and self-employed buyers

Salaried customers will be able to use digital pre-approval tools designed to reduce turnaround times and provide more clarity on borrowing capacity.

Self-employed buyers, including entrepreneurs and SME customers, will benefit from simplified documentation requirements and flexible eligibility frameworks.

Eligible customers may also be able to access CBD’s premium banking privileges, including its Elite proposition.

"Our partnership with Commercial Bank of Dubai responds directly to that need by unlocking earlier and more structured access to home financing across Nakheel, Meraas and Dubai Properties for UAE Nationals and residents, including salaried and self-employed customers," said said Khalid Al Malik, CEO, Dubai Holding Real Estate. By leveraging the scale and diversity of our residential portfolio, we are giving buyers greater confidence to plan and move forward, reinforcing Dubai Holding Real Estate’s role in shaping accessible, high-quality communities across Dubai’s leading destinations.”

The partnership comes as Dubai’s property market continues to draw demand from end-users and investors, with developers and banks seeking to simplify the financing process for buyers entering both off-plan and ready-home segments.

Nivetha DayanandAssistant Business Editor

Nivetha Dayanand is Assistant Business Editor at Gulf News, covering aviation, financial markets and commodities. A business and financial journalist with a strong interest in multimedia storytelling, she regularly takes complex financial and economic subjects beyond the written word, producing explainer videos that make them easier for a wider audience to understand. Nivetha has interviewed senior policymakers, business leaders and global financial figures both on and off camera. Her past guests include UAE Minister of Economy and Tourism Abdulla bin Touq Al Marri, Khaled bin Alwaleed Al Saud, a member of the House of Saud and the founder and CEO of KBW Ventures, Jihad Azour, Director of the Middle East and Central Asia Department at the International Monetary Fund and Indian ministers Hardeep Singh Puri and N. Chandrababu Naidu. She has also hosted and moderated panels, conferences and awards shows, bringing her newsroom experience to live conversations on business, finance and the economy. An Erasmus Mundus journalism alum, Nivetha is drawn to stories that affect people directly and to reporting that gives a platform to voices that might otherwise go unheard. She was among the first journalists to speak to Petrofac employees in the UAE about unpaid salaries, broke the news of the planned demolition of Dubai’s well-known “Toyota Building”, and helped set the record straight on widely circulated claims that a giant replica of the Moon was coming to Dubai. More recently, her exclusive interview with EDGE Group CEO Hamad Al Marar revealed how the UAE-based defence group deployed its systems along the country’s shore border and established a geofence around the UAE within 48 hours of the February 28 escalation. Prior to joining Gulf News, Nivetha worked at ITP Media, where she helped launch Finance Middle East, a new publication covering the region’s financial sector. Her role spanned reporting and editing, video production, interviews and events. Across print, digital, and video, she focuses on finding the people behind business stories and explaining why those stories matter to the audience reading or watching them.