Ras Al Khaimah: Ras Al Khaimah’s Department of Economic Development, DED, has launched an online health portal for the emirate. It is called Sehteq, or “Your Health”.

Sehteq offers optional and affordable health insurance coverage for companies licensed by DED. It is a state-of-the-art health care platform that combines “Insurtech” and “Healthtech”, the latest technologies in the insurance and health industries.

“The Sehteq commitment demonstrates how the DED continues to work towards the vision of His Highness Shaikh Saud Bin Saqr Al Qasimi, Supreme Council Member and Ruler of Ras Al Khaimah, to grow and support SMEs,” said Dr Abdul Rahman Al Naqbi, Director-General of the Department of Economic Development in Ras Al Khaimah.

Dr Al Naqbi added, “SMEs are the core of our economic growth. Initiatives like Sehteq will help SMEs to grow and attract the right talent by encouraging a healthier and more productive workforce. Moreover, this initiative will nourish the private health care sector in the emirate and attract local and international investments to meet the additional demand on health services. Sehteq is a proactive step in exceeding minimum standards and achieving our customer happiness goals, well before it becomes compulsory by federal laws. The department will also be launching ‘Innovation Month’, with a number of innovative business ideas and initiatives.”

Dr Saif Al Jaibeji, Chairman of Sehteq, commented, “Sehteq provides clients with the options to choose the right health insurance coverage with the use of latest technology. Within minutes, the customer can buy and activate his or her health insurance coverage on the portal. Additionally, it offers the client the option to use of an Emirates ID card instead of an insurance card, adding another layer of convenience to the customers.”

Financial burdens

Claude Zoghbi, General Manager of RAK Insurance, said, “It is a remarkable step for Ras Al Khaimah to be the first emirate in the Northern Regions and the third after Abu Dhabi and Dubai to introduce a unique health insurance scheme which will provide protection to SMEs and investors from health care related financial burdens. RAK Insurance, being one of the conceptualisers, is delighted to be part of this initiative in partnership with RAK DED and RAK Incubation. The Sehteq technology-driven digital platform will offer economical health care solutions. As a prominent RAK based insurance provider this is an attractive opportunity for us to serve RAK SMEs and investors. This initiative will trigger more ideas in developing other insurance products for asset protection and business contingencies.”

The portal will provide five different plan options, which are built to suit all categories of consumers and needs in Ras Al Khaimah. The options start with the ‘Sehteq Basic Plan’, which provides coverage in Ras Al Khaimah. ‘Sehteq Plus’ covers the Northern Regions, and ‘Sehteq Elite’ operates throughout the UAE. Two additional plans for regional and global coverages are suitable for multinational companies and investors.