Have you managed to save up some emergency money ahead of the crisis?
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It's very crucial to tap emergency funds as slowly as possible.
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Seek ways to maximise use your emergency fund until you’re back on your feet financially.
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First step you should take is to make a budget tailored simply for this calamity.
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How much money do you have left over to work with?
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Check the rewards balances on any cash back credit cards!
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Clearly demarcate your costs and figure out your essential expenses.
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Now you would be able to see what you can and cannot afford!
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Give yourself better leverage and reach out before you miss a payment.
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Have more than enough money to cover your basic needs? Then you can branch out to other expenses.
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What options or leeway can you avail this crisis? But be sure to get the full details before you take advantage of any loan relief offers.
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Keep in mind that your emergency funds that you painstakingly saved aren’t unlimited.
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Seek an alternate means of income?
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Find full-time and freelance jobs that you can do from home so you can keep money flowing in.
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Savings will stretch if you take the time to figure out your immediate financial priorities.
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Putting a brief pause to your earlier plans for the year isn't necessarily a bad idea.
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Do you have a healthy emergency fund with at least 3-6 months’ worth of your living expenses?
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One way to possibly go about it is make those extra card payments to yourself.
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Always leave room to access the funds for essential emergencies if you should need the money.
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