Dubai Court sets precedent for vehicle insurance claims

The verdict was a response to an appeal by the Public Prosecutor of Dubai

Last updated: December 10, 2025 | 16:10

Aghaddir Ali, Senior Reporter

1 MIN READ

The ruling clarified that these individuals fall under categories excluded from civil liability coverage arising from accidents involving the insured vehicle

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Dubai: Dubai’s Court of Cassation has set a new legal precedent following an appeal by the Public Prosecutor of Dubai.

The court ruled that neither the insured, the driver responsible for an accident, nor the insured’s employees — if injured during work or as a result of it — can claim compensation from the insurance company beyond the limit stated in the insurance policy’s supplementary endorsement.

The ruling clarified that these individuals fall under categories excluded from civil liability coverage arising from accidents involving the insured vehicle, unless they have obtained additional protection through a separate endorsement or policy.

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Aghaddir AliSenior Reporter

Aghaddir is a senior news reporter at Gulf News with more than a decade of experience covering the UAE’s most pressing developments. Known for her sharp eye for detail and deep expertise in the country’s legal and security systems, Aghaddir delivers journalism that clarifies complex issues and informs public discourse. While based in Sharjah, she also covers Dubai and the northern emirates. She leads daily reporting with a strong focus on breaking news, law enforcement, courts, crime, and legislation. Her work also spans education, public safety, environmental issues, and compelling community and adventure features. Aghaddir’s investigative stories engage readers in meaningful conversations about the nation’s evolving challenges and opportunities. Her interests include public policy, judicial affairs, social issues, healthcare, and governance, and her body of work reflects a commitment to accurate, impactful, and socially relevant journalism. She has established herself as a reliable and trusted voice in the region's media.

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