Streamline your bill-paying: If you're still a holdout to online bill-paying, this is the perfect time to get set up. If you're just getting started, entering the information for all of your payees does take a while, but you don't have to do it all at once, and the time you spend now will save you countless hours later. If you already have online bill-pay, take a look at your recipients to make sure they're current, and add any new vendors. Alternatively, call the companies you pay each month and set up automatic bill-pay through them.
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