Ask Gulf News: Applying for a loan in the UAE? Here’s how to check your credit score

Dubai: Your credit score is one of the most important numbers in your financial life. It reflects how reliable you are at managing debt, paying bills, and meeting other financial obligations. In the UAE, for just Dh10.50, you can check your credit score through the Etihad Credit Bureau and gain valuable insights into your financial health.

A credit score acts like a financial report card, it summarises your past behaviour with loans, credit cards, and even utility payments. Missed or late payments are reported to the Etihad Credit Bureau and can negatively affect your score, making it harder to get loan approvals or favourable interest rates in the future. Even small oversights, such as a missed phone bill, can have a lasting impact.

To check your score, visit etihadbureau.ae or download the Etihad Bureau app on iOS or Android. You can purchase your Credit Score for Dh10.50 or get your full Credit Report for Dh84 (including VAT). The full report provides a detailed summary of your financial obligations, repayment history, and even your last reported salary — all drawn from banks, telecom operators, utility companies, and government entities.

Maintaining a good credit score comes with major benefits:

Your credit score isn’t just a number — it’s a gateway to financial freedom. By checking and managing it regularly, you can improve your creditworthiness and unlock better opportunities for your future.

Know your score today and take control of your financial journey.

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