If you have recently received the UAE Golden Visa, do you need to apply for your health insurance? As per a recent announcement made by the Abu Dhabi Department of Health and the Abu Dhabi Residents Office, it depends on whether you are employed with a company or self-employed
“Employed staff transferring to a Golden Visa will continue to be covered by their employer’s health insurance policy. Freelancers and individuals residing abroad must have health insurance valid in the UAE while in the country, or cover full medical costs, if needed,” the announcement by Abu Dhabi Media Office read.
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How can I apply for health insurance?
In order to get a health insurance you can approach any of the many insurance companies or insurance brokers in the UAE through their website. UAE Insurance Authority’s 2017 annual report stated that there are 62 insurance companies and 160 brokers, so there is no lack of options in the country.
On the other hand, if you approach a broker, they would provide options from several companies.
Documents required
You will first need to provide basic information like your name, gender and age. If you are applying for a family member or a dependent, you will need to specify your relationship and depending on the type of play you choose, you might also need to fill a health declaration form or medical underwriting form to declare any pre-existing conditions. This is compulsory in the comprehensive plan because the premium depends on your age and previous conditions.
To get a quotation from the company or broker, you will need to provide a copy of the following:
• Passport
• Visa
• Emirates ID
• If you are renewing your insurance, you will also need a proof of your previous insurance.
How long does it take?
For basic policies, you can expect a turnaround time of one working day, if you have submitted all your documents.
Comprehensive plans can take longer – between three to five working days – as companies may ask you for your previous reports, if you have health concerns like diabetes or a heart condition.
