UAE workers must now renew unemployment insurance for two years – Here’s how
This policy helps workers avoid lapses in coverage - How to renew and payment options
Dubai: If you have received an SMS reminding you to renew your Involuntary Loss of Employment (ILOE) insurance, you may have noticed a key change - the only renewal option available is now for two years.
This adjustment allows employees to avoid frequent renewal reminders and settle their policy in advance, ensuring uninterrupted coverage. Here’s a guide on how to renew your ILOE subscription and the key details you need to know.
How to renew your ILOE insurance for two years
Visit the ILOE website - www.iloe.ae and click on ‘Subscribe/Renew Here’.
Select your employment category and enter your Emirates ID and mobile number.
Enter the one-time password (OTP) sent via SMS for verification.
Once logged in, you will see a dashboard displaying:
Your insurance category
Your personal details
The total premium for two years
Example: If you fall under Category A, the total cost will be approximately Dh126 for two years.
Confirm your details, agree to the terms and conditions, and proceed to payment.
Enter your credit or debit card details and click ‘Pay’.
You will receive a confirmation message once the payment is successful.
Alternative payment methods: You can also renew your ILOE subscription in cash at Al Ansari Exchange branches or MOHRE service centres (Tawjeeh and Tasjeel).
What is ILOE insurance?
The Involuntary Loss of Employment (ILOE) scheme provides financial security to employees who lose their jobs for reasons other than resignation or disciplinary action. The scheme offers eligible workers a monthly cash benefit of up to 60 per cent of their basic salary (calculated from the last six months before job loss). Payouts are available for a maximum of three consecutive months per claim, provided the worker has paid the premium for at least 12 consecutive months.
ILOE subscription cost and compensation benefits
Category A (Basic salary of Dh16,000 or below)
Premium: Dh5 + VAT per month
Compensation: Up to Dh10,000 per month for up to three months per claim
Category B (Basic salary above Dh16,000)
Premium: Dh10 + VAT per month
Compensation: Up to Dh20,000 per month for up to three months per claim
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