GOLD/FOREX
DUBAI 37°C
PRAYER TIMES
YOUR MONEY
YOUR MONEY
Your Money /
Budget living
PREMIUM

No job nor any credit history? How to build credit from scratch, and fast!

Pay bills not just to dodge late fees - it’s critical to a getting a strong credit profile

Last updated:
Justin Varghese, Your Money Editor
2 MIN READ
Think of your bills as that one friend who always shows up uninvited. You can’t avoid them, so it’s best to handle them responsibly.
Think of your bills as that one friend who always shows up uninvited. You can’t avoid them, so it’s best to handle them responsibly.
Pexels

Dubai: Starting out with no credit history can feel like a catch-22. You need credit to get credit, but without a track record, you might struggle to secure loans, rent an apartment, or snag the best interest rates. The good news? Building credit from scratch is absolutely doable—and the sooner you start, the better.

1. Pay your bills on time – every time

Sign up for the Daily Briefing

Get the latest news and updates straight to your inbox

Up Next

Related Stories

When travelling overseas, your UAE-issued debit or credit card is one of the safest ways to pay — and to withdraw cash. But keep these tips in mind..

7 must-knows when using your UAE bank card overseas

2m read
UAE expats travelling to India: Do these 10 things

UAE expats travelling to India: Do these 10 things

2m read
Soon, Indian tourists visiting the UAE will need just their mobile number for their payment needs here. But connecting UAE NRIs to UPI networks could do with simpler processes.

UAE Indian expats need easier access to UPI payments

3m read
Woman pays off over Dh80,000 worth of debt using AI

Woman pays off over Dh80,000 worth of debt using AI

3m read