Traffic violation, traffic fines
Picture used for illustrative purposes only. Image Credit: Virendra Saklani/Gulf News

Dubai: If you have a significant amount of traffic fines due and are unable to pay them off in one go, you have the option to pay the fine in zero interest installments.

Taking to its social media channels on February 17, Dubai Police promoted its service that allows motorists to apply for traffic fine installments in two minutes, by debiting their bank accounts.

The service allows vehicle owners, with violations owed to Dubai Police, to pay interest-free installments for a period of three, six or 12 months.

These payments can be made through credit cards issued by the following banks:

• Emirates NBD
• Abu Dhabi Commercial Bank
• First Abu Dhabi Bank
• Emirates Islamic Bank
• Commercial Bank International
• Dubai Islamic Bank
• Standard Chartered Bank
• Commercial Bank of Dubai
• Finance House

Conditions that you need to fulfil

To avail of this service, however, there are certain conditions that you would need to fulfil, as per Dubai Police:

• The value of fines should not be less than Dh5,000 for individuals, and Dh20,000 for companies and institutions.

• You will need to pay 25 per cent of the total fines.

• The installments are issued for up to 24 months and according to the value of traffic fines.

• If you wish to postpone the installment, a fee of Dh100 would need to be paid. If the applicant is a company or institution, the fee would be Dh200. You would also need to pay a Dh10 Knowledge fee and Dh10 for Innovation fees for each cheque. The application should be submitted 15 days before the installment date.

• The first installment starts after 30 days and the duration between each installment should not exceed three months.

Steps to follow

• Apply for the service on the Dubai Police website here: https://www.dubaipolice.gov.ae/wps/portal/home/services/individualservicescontent/installmentServiceDetails - or open the ‘Fines Installment Service’ on the Dubai Police smartphone application.

• Enter the vehicle number or traffic file number or driver licence number.

• Select the ‘direct discount service’.

• Fill up your personal information, including bank account number and Emirates ID number.

• Agree to the terms and conditions of the direct discount service.

The request will then be sent to the Central Bank for approval and you will be notified in case of approval or disapproval with reasons.

Ras Al Khaimah Police

Ras Al Khaimah Police’s Twitter account also promoted its service to pay fines through installments through approved banks, in a tweet on January 12.

You can pay the fines in installments without any interest, by calling one of the numbers dedicated to the following approved banks:

RAK Bank – 043120000
First Abu Dhabi Bank – 600 525500
Commercial Bank of Dubai – 600 575556
Emirates Islamic Bank – 600 599995

Steps to follow

• Contact your bank and request for a prepaid card for the service.
• You will need to make the payment of the fines using this card.
• Once you have made the payment, inform the bank that the payment has been made so that the installment process can be organised.