Abu Dhabi Islamic Bank

Abu Dhabi Islamic Bank (ADIB) is a leading Sharia-compliant public joint stock bank headquartered in the UAE, providing a comprehensive range of Islamic banking products and services to retail, corporate, and wholesale clients. Established by Amiri Decree No. 9 of 1997, ADIB officially commenced operations in November 1998 and was inaugurated in April 1999, marking the beginning of a journey focused on ethical, Sharia-compliant financial solutions. ADIB offers a wide array of retail banking services, including personal finance, home and auto financing, credit cards, and savings and investment accounts. These services are designed to meet the needs of individuals while adhering strictly to Islamic finance principles, including profit-sharing (Mudarabah), cost-plus financing (Murabaha), and lease-based financing (Ijarah). For corporate clients, ADIB provides customized Sharia-compliant solutions, including working capital financing, trade finance, project finance, and treasury services. Its wholesale banking division supports large-scale enterprises and government entities, offering structured finance solutions, liquidity management, and advisory services aligned with Islamic finance laws. ADIB has embraced digital transformation to enhance customer experience. Through its mobile and online banking platforms, clients can manage accounts, apply for financing, make investments, and conduct transactions securely from anywhere. The bank continuously invests in fintech innovations to streamline operations and deliver seamless, tech-driven banking services. Beyond financial services, ADIB is committed to corporate social responsibility and community development initiatives. It supports education, healthcare, and humanitarian projects in line with its ethical and Sharia-compliant values. With branches across the UAE and international operations, ADIB aims to be a global leader in Islamic banking. By combining traditional values with modern financial solutions, the bank continues to strengthen its position as a trusted financial partner, offering sustainable and innovative banking services for all segments of society.