Amanda Barroso, NerdWallet via AP

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Get on top of planned expenses with ‘sinking funds’

These are used for recurring costs like vacations, holiday gifts, membership renewals

If you are pulling from your emergency fund or using a credit card to cover predictable costs, you might consider using one or more ‘sinking funds’.

Be smarter with your credit card limits: experts

Want to build your credit score? Knowing and managing your credit card limits can help

Want to build your credit score? Knowing and managing your credit card limits can help

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