Be responsible
Instead of banks being asked to be careful before approving a loan, the borrower should be morally and ethically responsible (“New personal loan system on radar”, Gulf News, December 9). When they know their repayment capacity is beyond their means, why are they applying for a huge loan? They invest the money for speculative purposes and end up with problems. I do welcome the uniform guidelines on this personal loan, considering the chances of default are high.
From Mr Dorairajan Ravi
Dubai
Dangerous credit
A person approving the loan should check whether the borrower has the capacity to repay the installments. The amount has to be carefully balanced, as the debtor may have credit cards, too. The bank should closely monitor credit cards given to the person after he or she has acquired a loan. I think credit cards are dangerous.
From Mr Qaderi Mohammad Azhar
Dubai
Look before you leap
I know some people who are in debt due to excessive loans. I think people should learn about finances. They are supposed to have a plan for income and expenditure and prepare a budget accordingly. Some expenses are unavoidable, but we can manage money in our daily life. Basically, a person taking a loan should think about how he or she is going to repay, keeping their current budget in mind.
From Mr Ashish Jha
Dubai
Animal care
Recently, there was a report on Aisha Kelaif in Gulf News the woman who has saved and helped over 90 abandoned animals (“Animal lover hopes villa tour will spark donation”, Gulf News, December 12). I had the good fortune to meet Aisha Kelaif and visit her beautiful home. The first thing that struck me was the cleanliness. In spite of housing so many different kinds of animals, from ponies, to llamas, reptiles, cats and dogs, they are all well looked after. Aisha feeds the animals at her own expense and caters to all their needs. However, as she herself said, the animals need more space and are in need of a shelter. Dubai is a modern city with all kinds of amenities, but I think there is a greater need for centres for animals that are often abused and abandoned. I sincerely wish someone would come forward and give her the means to build the animal shelter that is desperately needed.
From Ms Umbereen Rahman
Dubai
Let them drive
I don’t understand why women are being stopped from driving (“Saudi woman allowed to drive despite ban”, Gulf News, December 7). I don’t believe that driving a car has a negative impact on a woman’s character. Any individual of age should be allowed to drive.
From Ms Jemy Boben
Ras Al Khaimah
Helping hand
Women are ready to drive any which way. It’s always a helping hand and safe to have more than one person who can drive in a family, in order to avoid any emergency situations. Women shouldn’t be stopped from driving.
From Mr Saqib Naim
Dubai
Necessary steps
Knowing how to drive has become a necessity rather than a luxury. Women are more cautious drivers and should be encouraged to come forward in every walk of life.
From Ms Shabana Noreen
Sharjah
Emergency
Women should be allowed to drive and be educated about the rules. If there is an emergency where the male is not at home, how is it possible for her to rush to the nearest hospital? I am sure they won’t misuse their rights when driving.
From Mr Shajahan
Chennai, India
No equality
I believe Gulf News’ coverage in the Sport section is biased. I’ve observed that the newspaper gives more coverage to Indian teams, as compared to Pakistan, with regard to cricket. Recently, Pakistan beat New Zealand in a Test match, but Gulf News carried pictures of team India and only allocated a column to the report on the former. Even the scorecards were not published for the series in New Zealand. Why is team Pakistan being ignored?
From Mr Mohammad Rashid
Dubai
One-sided reports
Currently there are two Test series that are being played — Australia versus West Indies and Pakistan versus New Zealand. Why is it that Gulf News only covers cricket news when it comes to team India?
From Mr Muntaha Ansari
Dubai
Editor’s note: The international media have boycotted the Test matches in both Australia and New Zealand due to media rights and conditions. As a result, reports and pictures have not been available. We have tried our best to cover the matches. We are not biased, as was evident with the great coverage when Pakistan played a series against New Zealand in the UAE last month.
