Man trapped in credit card debt

Indian UAE expat can’t accept new job due to legal case against him

Image Credit:
Desperate: Cornell Britto is living off wife’s meagre salary and generosity of friends

Dubai Cornell Britto has landed himself in the kind of mess most expats in the UAE would be well-advised to avoid. Without a job and with outstanding credit card payments amounting to Dh100,000, the Indian is desperately seeking help just to make ends meet.

A commerce graduate who worked in a private company in Dubai earning Dh12,000 a month, Britto was forced to quit his job in September 2010 following an error at his workplace. “I had just returned from a holiday in India and was told that I was going to lose my job,” he told XPRESS.

“The company gave me the choice to resign and I took up that offer so I could avail my end-of-service benefits. I had worked for 15 years in the company and had accumulated a good amount of gratuity. However, all of it went to settle a bank loan of around Dh100,000. In addition, I also had four credit card payments outstanding to the tune of around Dh100,000 for which I am now facing legal action.”

Britto is in a fix as he cannot work despite getting offers in the last three years due to the case. “I am so desperate to start working, but am unable to do so. I have gone to the banks and begged them to do something for me, but they said I have to pay a down-payment and get a guarantor’s cheque for the pending amount. Nobody is willing to do that.”

Britto lives in Al Nahda 2 with his wife Maryann and a daughter, 18, and son, 16. His daughter Chrysann finished Grade 12, but is being forced to sit at home as he has no money to pay for her college. Son Jarryd is in Grade 11 and his school fees are being paid by Britto’s family from India. “My wife works as a teacher in Dubai earning Dh3,500 a month. After difficulty, we managed to transfer her visa to the school visa. I want to transfer my children’s visa to my wife’s, but I don’t have the money to do so. We are currently living off my wife’s salary and the generosity of some friends who drop off food and groceries.”

Those wishing to help Britto can write to

Your comments

  • El Ghoneim

    Jan 9, 2014 2:08

    Again some non sense news.

  • Ayesha Ali

    Jan 9, 2014 2:00

    Sad to read these kind of news.. I wish the banks should waive his outstanding payment considering his family condition and Children Education. This is an example for all of us that we should manage the financials very strictly. Specially avaoid Creadit Cards Loansuntil and unless it is urgent.Rgds, Ayesha

  • Junaid

    Jan 9, 2014 1:52

    Why is this story something that needs to be reported??? The only reason I can think you posted this story is to highlight this persons utter stupidity. So lets be clear - this guy had loans of 200,000 AED in total....... earning only 12,000 per month!!!! So after normal monthly expenses (rent, food, clothes, car, insurance, etc....) he wouldhave maybe 1,000/2,000 AED cash left over - but he decided to live like he was earning 25,000 AED per month by using credit cards and taking loans....... and now he cries about having to pay a loan off that he clearly cannot afford!!! There is a simple rule in life - you only buy something when you have the money to pay for it. If you cannot pay forit then you cannot have it immediately - you must wait until you can afford it. I hope he enjoyed his time when he was spending like there was no tomorrow.... but today is 'tomorrow' and now he must pay up. Clearly if you have worked for 15 years for a company and you have zero savings ...... says alot about the person! Britto you are not a child but you behaved like a child by being soo reckless with money. Now even more unbelievably, you make your statements of 'woe' in this article looking for others to help pay off your debts!?!?!?! Grow up- be responsible for your own mess and get on with life yourself.

  • Whimsicle

    Jan 9, 2014 1:52

    At least he is not running from his debt. He is a very courageous man with integrity. I hope there is a Good Samaritan who would help him before he would think of a suicidal act.

  • dya

    Jan 9, 2014 1:32

    Sorry to comment like this way, but technically if goes to jail , will end all criminal charges due to cheque bounce, then his name will be cleared to get work visa. If banks ask for money he still can pay once he has a job

  • Vijay

    Jan 9, 2014 12:45

    Its my personal comment that I don't feel like helping just because he has this much of outstanding (100K) in the credit card and other liabilities when he has a family living here depending on him!! This shows how irresponsible he is and this looks like mere begging in my opinion. Better bring back all your money from India and settle it out my friend.

  • Lalitha

    Jan 9, 2014 12:41

    This is an eye opener for lavish spenders on the small piece of plastic and getting into the whirlpool. Not many will offer financial help, does not seem to attract sympathy for social help.

  • sunil

    Jan 9, 2014 12:10

    Many people will be willing to help if they find out how he accumulated so much debt. I have come across lots of people who have led a fairytale life here, spending all they could and complain when they lose their job. Only people who genuinely need help should be helped.

  • Mariaam

    Jan 9, 2014 12:06

    I don't have credit cards and no debts to pay. Me and my husband work and our salary comes to Dh20,000 per month and is more than enough to live on. I have one son in ingrade 11 my daughter works as a teacher assisitant we have a car, we travel we go shopping but with in limits, You have to prioritise what is important to you and live within your means if not then you are ruined and its no fault but your own!!!!! I really don't have simpathy for thesepeople who have 10 credit cards , greed to have the latestmobiles, the biggest house, the flashiest car, more gold than you can wear at one time, where will it stop.

  • Haroun

    Jan 9, 2014 12:01

    This is disgusting. This man created his own problem and GN wants donors to pay off his debt??? What about all the starving Syrians? This paper is a tabloid and far removed from what really matters in society.

  • Load more

Latest Comment

Again some non sense news.

El Ghoneim

9 January 2014 14:19jump to comments