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Discounted insurance offers for good drivers in the future

Government and private sectors in Dubai working for smarter and safer city

Image Credit: Supplied
Shaikh Hamdan, Maj Gen Al Merri, Al Tayer and other officials during the MoU signing ceremony.
Gulf News

Dubai: Good drivers will soon be rewarded with discounted motor insurance rates.

Artificial intelligence will be used in an electronic program to analyse a motorist’s file and behaviour to determine a discounted insurance rate for good drivers.

The new initiative is part of the Dubai Accelerators Programme after Dubai Police signed a memorandum of understanding with the Roads and Transport Authority (RTA), Nokia company and Ascana Insurance Company.

Shaikh Hamdan Bin Mohammad Al Maktoum, Dubai Crown Prince, and Chairman of Dubai Executive Council, witnessed the signing of the agreement.

The new cooperation aims to develop an electronic system to study the drivers’ behaviour and see the traffic challenges to have safer roads. Good drivers will have discounted insurance offers after checking their traffic profile.

 The new accord aims to develop an electronic system to study drivers’ behaviour and monitor traffic challenges to have safer roads.


Major General Abdullah Khalifa Al Merri, Dubai Police Commander-in-Chief, and Mattar Al Tayer, Director-General and Chairman of the Board of Executive Directors of RTA, signed the memorandum with two other companies.

“Our leaders’ vision aims to make Dubai a global capital for shaping the future. Dubai Police aims to protect individuals and to help build a modern future city. Signing the memorandum makes Dubai Police’s step into the future with solid steps to become the smartest and most creative city by 2021,” Major General Al Merri said.

Meanwhile, Brigadier Doctor Abdullah Abdul Rahman Bin Sultan, director of Shaping Future Centre in Dubai Police, said the new agreement will help Dubai become a smarter and safer city.

“We will have a system to study drivers’ behaviour and use the artificial intelligence to analyse the data and study traffic obstacles to offer discounted motor insurance to good drivers. It is a joint work by the government and private sector to have a smarter and safest city,” Brigadier Doctor Bin Sultan said.

Dubai Police also signed three other agreements on Tuesday as part of Dubai Accelerators Programme.

A memorandum with IBM will provide modern strategies in shaping the future sector and analyse data to improve the performance of Dubai Police.

The third memorandum with KIUV company will provide consultancy about information security and analysis of social networks.

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